[CLBS] Reaffirming primary residence

[Cam Phillips]

We do not advise our clients to reaffirm mortgage debt.  It can't be required.

But has anyone found a way to force mortgage creditors to report the payments they are getting?  It is very disappointing for a client to go out and apply for a mortgage, post bk,  only to find that there's no pmnt history showing up on the credit reports.

Cameron Phillips
Attorney at Law
924 Sherman Ave.
Coeur d' Alene, Idaho 83814
208  667 5437

On Sep 5, 2013, at 11:28 AM, Patricia Evans <evans_trish at msn.com> wrote:

> I was to a seminar and this issue came up and it was said it was almost malpractice to reaffirm the primary residence since their are remedies in state court if the debtor later doesn't pay. (Washington State seminar). Lately I have had banks demanding reaffirms. What are your thoughts and  what are you doing? THÀNKS!
> 
> Patricia Evans
> Attorney at Law
> POB 1016
> 155 Main Street Suite #2
> Orofino Idaho 83544
> (208) 791-6794 
>                         
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