[CLBS] Statute of Limitations

[Robin Long]

Patrick says my vacation fried my brain! 

Sent from my iPhone

> On Apr 17, 2015, at 3:26 PM, Jeffrey Kaufman <jeffrey at dbclarklaw.com> wrote:
> 
> 
> 
> Robin,
> 
> IC 45-1515 --> IC 5-214A
> 
> Cordially,
>  
>  
> Jeffrey P. Kaufman
> Associate Attorney,
> Law Offices of D. Blair Clark, PC
> 1513 Tyrell Ln., Ste. 130
> Boise, Idaho  83706
> Ph.208.475.2050
> Fx.208.475.2055
>  
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> 
> -----Original Message-----
> From: CLBS [mailto:clbs-bounces at admws.idaho.gov] On Behalf Of Robin Long
> Sent: Friday, April 17, 2015 2:54 PM
> To: Bruce M. Perry
> Cc: clbs at admws.idaho.gov
> Subject: Re: [CLBS] Statute of Limitations
> 
> How does the SOL extinguish the lien on a DOT?
> 
> Sent from my iPhone
> 
>>> On Apr 17, 2015, at 2:50 PM, Bruce M. Perry <bperry at integralawgroup.com>
>> wrote:
>> 
>> 
>> 
>> I know the lien remains after a chapter 7 discharge.  My question is in
>> light of the discharge and if the statute of limitations bars a
> foreclosure
>> action, is there then any way to extinguish the lien?
>> 
>> Bruce M. Perry
>> 
>> Integra Law Group 
>> 
>> 950 W. Bannock, 11th Floor
>> PO Box 1870
>> Boise, ID 83701
>> 
>> T/   208.386.9000
>> C/   208.867.9000
>> F/   208.386.9900
>> 
>> integralawgroup.com
>> 
>> This email is confidential and only for the use of the intended recipient.
> 
>> If you are not the intended recipient, any use, distribution or copying of
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> error,
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>> 
>> 
>> -----Original Message-----
>> From: Robin Long [mailto:RLong at foleyfreeman.com] 
>> Sent: Friday, April 17, 2015 2:41 PM
>> To: Bruce M. Perry
>> Cc: clbs at admws.idaho.gov
>> Subject: Re: [CLBS] Statute of Limitations
>> 
>> The debtors individual liability is discharged, but assuming the bank has
> a
>> valid security interest they can foreclosure on their lien. They would
> have
>> to pay off the first lien holder. 
>> 
>> Sent from my iPhone
>> 
>>>> On Apr 17, 2015, at 2:26 PM, Bruce M. Perry <bperry at integralawgroup.com>
>>> wrote:
>>> 
>>> 
>>> 
>>> Dear Listmates,
>>> 
>>> 
>>> 
>>> One of the debts that was discharged in a Chapter 7 was a home equity
>> loan.
>>> It has now been over 5 years since the maturity date of the loan and 
>>> no payments have been made during that time.  Is the lender barred 
>>> from bringing a foreclosure action.  If so, since the debt was 
>>> discharged, can the lien be extinguished?  Would it take a quiet title 
>>> action?  Thanks for your help.
>>> 
>>> 
>>> 
>>> Bruce M. Perry
>>> 
>>> 
>>> 
>>> Integra Law Group
>>> 
>>> 950 W. Bannock, 11th Floor
>>> PO Box 1870
>>> Boise, ID 83701
>>> 
>>> 
>>> T/   208.386.9000
>>> C/   208.867.9000
>>> F/   208.386.9900
>>> 
>>> 
>>> 
>>> <http://www.integralawgroup.com/> integralawgroup.com
>>> 
>>> 
>>> 
>>> This email is confidential and only for the use of the intended
> recipient.
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>>> copying of this communication is prohibited.  If you have received 
>>> this email in error, please notify us by reply email or telephone at 
>>> (208) 386-9000 and delete/destroy the original message.  Thank you.
>>> 
>>> 
>>> 
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