[CLBS] Adversaries

Mon Jan 12 15:19:22 MST 2015

You don't sound like a jerk, you just sound  like an insensitive creditors attorney.

Regards, 

James S. Macdonald

Elsaesser Jarzabek Anderson Elliott & Macdonald, Chtd.
PO Box 1049
Lake Plaza Building - 123 South Third Avenue, Suite 24
Sandpoint, ID  83864
208.263.8517
208.263.0759 (Fax)

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-----Original Message-----
From: CLBS [mailto:clbs-bounces at admws.idaho.gov] On Behalf Of TJ Angstman
Sent: Monday, January 12, 2015 2:17 PM
To: 'Savi Grewal'; 'clbs at admws.idaho.gov'
Subject: Re: [CLBS] Adversaries

I hate to sound like an insensitive jerk, but many people waive their discharge in this event.  That has some benefits in terms of a criminal prosecution I am told.  

T. J. Angstman
Angstman Johnson
3649 Lakeharbor Lane
Boise, Idaho 83703
208-384-8588
208-853-0117 (FAX)

tj at angstman.com
www.angstman.com

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-----Original Message-----
From: CLBS [mailto:clbs-bounces at admws.idaho.gov] On Behalf Of Savi Grewal
Sent: Monday, January 12, 2015 2:48 PM
To: clbs at admws.idaho.gov
Subject: [CLBS] Adversaries

Dear List mates:

Does anyone know the most economical way to handle multiple 523(a)(2) adversary complaints and a UST's 727(a) complaint in relation to a Chapter 7 Bankruptcy.  

The situation is that debtor files a Chapter 7 Bankruptcy.  Several non-institutional creditors file 523(a)(2) adversaries.  While Debtor is working on defending one or more of them the UST, after several extension of their deadlines and after reviewing the debtor's extensive financial records, files a 727(a) adversary.  It is cost prohibitive for an insolvent debtor to defend these on all fronts.  Do the individual adversaries become moot once the UST has filed?  My first impression is not, because, if the UST is not successful in the 727 action then the individual creditors may want to pursue their 523(a)(2) claims.  Is consolidation a viable option under Rule 42?  Is there any other cost effective option?

I will appreciate any input I can get on this matter.  

Thanks.   

Savi Grewal

LAW OFFICES OF SAVI GREWAL

PO Box 3013

Coeur d'Alene, Idaho  83816-3013

Tel:  208-765-9404

Fax:  208-777-2624

E-mail:   <mailto:grewal at ghslawoffice.com> grewal at ghslawoffice.com

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