From shawngmillerlaw at gmail.com Tue Mar 5 08:46:55 2019 From: shawngmillerlaw at gmail.com (Shawn Miller) Date: Tue, 5 Mar 2019 08:46:55 -0700 Subject: [CLBS] Military education stipened Message-ID: I wanted to check to see if a Military education stipend is considered in a debtors current monthly income (CMI). code says income from all sources whether or not it is taxable. My reading is that it would be considered. Any thoughts would be appreciated. -- Miller Law PLLC 6901 W. Emerald St. Ste 203 Boise, ID 83704 Phone: 208-901-1647 Fax:208-906-8667 Email: shawngmillerlaw at gmail.com *ATTENTION*: This email and any attachments are intended for the addressee only and may contain legally privileged or confidential information. If you are not the intended recipient of this email, disregard and delete it immediately. Any unauthorized use or dissemination is strictly prohibited. If you have received this message in error please contact the sender at the email address provided above. From holly at roarklawboise.com Wed Mar 6 01:02:02 2019 From: holly at roarklawboise.com (Holly Roark) Date: Wed, 6 Mar 2019 01:02:02 -0700 Subject: [CLBS] CDCA Ch 13 - seeking to modify Conf plan In-Reply-To: References: Message-ID: <74DE8546-9C01-46B7-AC49-4050BFD25716@roarklawboise.com> I should add to the fact pattern below, that a good portion of the litigation between conversion and confirmation were not solely confirmation issues, but were fights with a creditor over the homestead exemption. This fight would have been had in a chapter 7 as well. Best regards, Holly Roark Attorney at Law Roark Law Offices Phone: (310) 553-2600 Fax: (310) 553-2601 Cell phone: (818) 648-3238 E-mail: holly at roarklawoffices.com *Cycle Sport Lawyer: www.cyclesportlawyer.com *Bankruptcy Specialist, certified by State Bar of California Board of Legal Specialization www.bankruptcyattorneyinlosangeles.net Sent from my iPhone > On Mar 6, 2019, at 12:41 AM, Holly Roark wrote: > > This is a case converted from ch 7 to 13, and confirmed. Highly litigious case. I?ve had 3 fee apps and have one final one, BUT, can I do this: reduce the base amount owed to general unsecured creditors in this way: > > So a modified plan still has to meet best interest of creditors: 1325(a)(4) under 1329(b)(1). In light of that, and the fact that liquidation analysis is as of the ?effective date of the plan,? which is construed to be at confirmation under Pak, 378 BR 257 (9th Cir Bap 2007), can I redo the liquidation analysis (as part of my request to modify the plan reducing the base amount to be paid to general unsecured creditors) to accommodate my administrative fee claim, based on the fact that upon confirmation I was owed a significant amount of fees between the converted date and confirmation though my fees were not approved until after confirmation? > > This is a unique case, highly litigious. Had the case actually been reconverted to chapter 7 instead of confirmed, I would have sought those fees. They were earned but not yet approved on confirmation. Between conversion from 7 to 13, and confirmation was 9 months. > > So the math looks like this: > Assets: $200,000 > Less homestead: $100,000 > Less admin claims: $60,000 > =@$40,000 to general unsecured creditors when case converted and plan was filed > > 9 months later .... > Case confirmed, but, > Now through date of confirmation, I?m owed $20,000 more in admin fees which I apply for after confirmation and which are approved. I am paid those fees. > > Now, 2 years later, I am owed some more fees; I put in fee app. > Trustee says can?t reduce $40k liquidation owed to General Unsecured Creditors (see above) per 1325(a)(4) > But... can I? Can I go back in and say, wait, actually, on the effective date (confirmation) the liquidation analysis should have been reduced by those $20k in fees but was not done so. > > Thoughts? > > I need to file my reply today. > > Best regards, > > Holly Roark > Attorney at Law > > Roark Law Offices > Phone: (310) 553-2600 > Fax: (310) 553-2601 > Cell phone: (818) 648-3238 > E-mail: holly at roarklawoffices.com > > *Cycle Sport Lawyer: www.cyclesportlawyer.com > > *Bankruptcy Specialist, certified by State Bar of California Board of Legal Specialization > www.bankruptcyattorneyinlosangeles.net > > Sent from my iPhone From holly at roarklawboise.com Wed Mar 6 00:41:14 2019 From: holly at roarklawboise.com (Holly Roark) Date: Wed, 6 Mar 2019 00:41:14 -0700 Subject: [CLBS] CDCA Ch 13 - seeking to modify Conf plan Message-ID: This is a case converted from ch 7 to 13, and confirmed. Highly litigious case. I?ve had 3 fee apps and have one final one, BUT, can I do this: reduce the base amount owed to general unsecured creditors in this way: So a modified plan still has to meet best interest of creditors: 1325(a)(4) under 1329(b)(1). In light of that, and the fact that liquidation analysis is as of the ?effective date of the plan,? which is construed to be at confirmation under Pak, 378 BR 257 (9th Cir Bap 2007), can I redo the liquidation analysis (as part of my request to modify the plan reducing the base amount to be paid to general unsecured creditors) to accommodate my administrative fee claim, based on the fact that upon confirmation I was owed a significant amount of fees between the converted date and confirmation though my fees were not approved until after confirmation? This is a unique case, highly litigious. Had the case actually been reconverted to chapter 7 instead of confirmed, I would have sought those fees. They were earned but not yet approved on confirmation. Between conversion from 7 to 13, and confirmation was 9 months. So the math looks like this: Assets: $200,000 Less homestead: $100,000 Less admin claims: $60,000 =@$40,000 to general unsecured creditors when case converted and plan was filed 9 months later .... Case confirmed, but, Now through date of confirmation, I?m owed $20,000 more in admin fees which I apply for after confirmation and which are approved. I am paid those fees. Now, 2 years later, I am owed some more fees; I put in fee app. Trustee says can?t reduce $40k liquidation owed to General Unsecured Creditors (see above) per 1325(a)(4) But... can I? Can I go back in and say, wait, actually, on the effective date (confirmation) the liquidation analysis should have been reduced by those $20k in fees but was not done so. Thoughts? I need to file my reply today. Best regards, Holly Roark Attorney at Law Roark Law Offices Phone: (310) 553-2600 Fax: (310) 553-2601 Cell phone: (818) 648-3238 E-mail: holly at roarklawoffices.com *Cycle Sport Lawyer: www.cyclesportlawyer.com *Bankruptcy Specialist, certified by State Bar of California Board of Legal Specialization www.bankruptcyattorneyinlosangeles.net Sent from my iPhone From PGeile at foleyfreeman.com Wed Mar 13 11:26:05 2019 From: PGeile at foleyfreeman.com (Patrick Geile) Date: Wed, 13 Mar 2019 17:26:05 +0000 Subject: [CLBS] interesting state court opinion on making claims against a debtors insurance company Message-ID: Jackson v. Crow Patrick J. Geile Foley Freeman PLLC 953 S. Industry Way, Meridian, Idaho 83642 P.O. Box 10 Meridian, Idaho 83642 Direct line: (208) 947-1563 Phone: (208) 888-9111 Fax: (208) 888-5130 From holly at roarklawboise.com Wed Mar 13 16:49:40 2019 From: holly at roarklawboise.com (Holly Roark) Date: Wed, 13 Mar 2019 16:49:40 -0600 Subject: [CLBS] Questions re Plan modification and looking at liquidation, timing, etc. Message-ID: <05d801d4d9ef$0b851830$228f4890$@roarklawboise.com> CDCA case: 1. Let's say that we're 4.5 years in to the plan, and I just realized in the liquidation analysis we forgot to subtract out the hypothetical CH 7 trustee's fees which would reduce the amount that is required to be paid to general unsecured creditors. I filed a motion to modify the plan along with an application for supplemental fees. The chapter 13 trustee says we cannot look at the mistake in the original plan liquidation analysis at this time without also looking at the value of the assets as of modification. He says at the hearing that "case law" supports this. My motion to modify was denied and the court invited me to withdraw my application for fees and refile both in light of the trustee's arguments. Can anyone point me to this case law he is referring to regarding valuing assets at modification if you are going back and addressing a mistake you made in the liquidation analysis? (The reason he wants to do this is because the house value has increased by $100K, and he wants to deny me my fees in the case). 2. Also, deducted as part of the liquidation analysis were fees I earned in the original litigious chapter 7 ($28K). I applied for them under 503(b) and they were paid in the chapter 13. I had a feeling this would come up. The CH 13 trustee noticed this now that we are looking at liquidation, and said under no circumstances would debtor's counsel get awarded fees in the chapter 7, so he wants to use this to increase the net equity that should have been paid in to the estate. During the chapter 7, I had to act as a fiduciary of the estate because the chapter 7 trustee and his counsel would not. This had to do with probate cases I appeared in to try to preserve assets for the estate where the chapter 7 trustee failed to do his job. I know I was not hired by the estate (as debtor's) counsel, but are there any exceptions at all where I would have been awarded these fees and so could deduct them from liquidation? How about the argument that had the trustee been doing his job, his counsel would have incurred these fees? I need to get my arguments and case law together to refile these. I am so exhausted from all the litigation in this case that the trustee invited and made me do and now wants to deny payment to me because of a 1325(a)(4) issue that was a mistake in calculation. Best regards, HOLLY ROARK Attorney at Law Certified Bankruptcy Specialist - By the State Bar of California Board of Legal Specialization ROARK LAW OFFICES 950 Bannock Street | 11th Floor | Boise, Idaho 83702 Phone: (208) 536-3638 (Texting is great! Regular business hours only, please.) Fax: (310) 553-2601 E-mail: holly at roarklawboise.com Website: www.roarklawboise.com You can easily see my real-time availability and schedule time with me at https://calendly.com/hollyr (Appointments are by phone only unless otherwise noted.) *This communication does not create an attorney-client relationship. Unless you have signed a retainer agreement with Roark Law Offices, this communication may not be private or privileged. From ngh at hillenlaw.com Wed Mar 13 17:00:22 2019 From: ngh at hillenlaw.com (Noah Hillen) Date: Wed, 13 Mar 2019 17:00:22 -0600 Subject: [CLBS] Questions re Plan modification and looking at liquidation, timing, etc. In-Reply-To: <05d801d4d9ef$0b851830$228f4890$@roarklawboise.com> References: <05d801d4d9ef$0b851830$228f4890$@roarklawboise.com> Message-ID: You may be able to argue your fees were permissible in the chapter 7 because you made a substantial contribution pursuant to section 503(b)(3)(D). There is, however, a split of authority as to whether this section applies in a chapter 7 case. > On Mar 13, 2019, at 4:49 PM, Holly Roark wrote: > > CDCA case: > > > > 1. Let's say that we're 4.5 years in to the plan, and I just realized > in the liquidation analysis we forgot to subtract out the hypothetical CH 7 > trustee's fees which would reduce the amount that is required to be paid to > general unsecured creditors. I filed a motion to modify the plan along with > an application for supplemental fees. The chapter 13 trustee says we cannot > look at the mistake in the original plan liquidation analysis at this time > without also looking at the value of the assets as of modification. He says > at the hearing that "case law" supports this. My motion to modify was denied > and the court invited me to withdraw my application for fees and refile both > in light of the trustee's arguments. > > > > Can anyone point me to this case law he is referring to regarding valuing > assets at modification if you are going back and addressing a mistake you > made in the liquidation analysis? (The reason he wants to do this is because > the house value has increased by $100K, and he wants to deny me my fees in > the case). > > > > 2. Also, deducted as part of the liquidation analysis were fees I > earned in the original litigious chapter 7 ($28K). I applied for them under > 503(b) and they were paid in the chapter 13. I had a feeling this would come > up. The CH 13 trustee noticed this now that we are looking at liquidation, > and said under no circumstances would debtor's counsel get awarded fees in > the chapter 7, so he wants to use this to increase the net equity that > should have been paid in to the estate. During the chapter 7, I had to act > as a fiduciary of the estate because the chapter 7 trustee and his counsel > would not. This had to do with probate cases I appeared in to try to > preserve assets for the estate where the chapter 7 trustee failed to do his > job. I know I was not hired by the estate (as debtor's) counsel, but are > there any exceptions at all where I would have been awarded these fees and > so could deduct them from liquidation? How about the argument that had the > trustee been doing his job, his counsel would have incurred these fees? > > > > I need to get my arguments and case law together to refile these. I am so > exhausted from all the litigation in this case that the trustee invited and > made me do and now wants to deny payment to me because of a 1325(a)(4) issue > that was a mistake in calculation. > > > > Best regards, > > HOLLY ROARK > > Attorney at Law > > Certified Bankruptcy Specialist - > > By the State Bar of California Board of Legal Specialization > > > > ROARK LAW OFFICES > > 950 Bannock Street | 11th Floor | Boise, Idaho 83702 > > Phone: (208) 536-3638 (Texting is great! Regular business hours only, > please.) > > Fax: (310) 553-2601 > > E-mail: holly at roarklawboise.com Website: > www.roarklawboise.com > > You can easily see my real-time availability and schedule time with me at > https://calendly.com/hollyr (Appointments are > by phone only unless otherwise noted.) > > *This communication does not create an attorney-client relationship. > > Unless you have signed a retainer agreement with Roark Law Offices, this > > communication may not be private or privileged. > > > > _______________________________________________ > CLBS mailing list > CLBS at admws.idaho.gov > http://admws.idaho.gov/mailman/listinfo/clbs From holly at roarklawboise.com Thu Mar 21 14:37:35 2019 From: holly at roarklawboise.com (Holly Roark) Date: Thu, 21 Mar 2019 14:37:35 -0600 Subject: [CLBS] Refinancing loans of debtor's related entity prior to filing personal ch 7? Message-ID: <01f501d4e025$eb171fc0$c1455f40$@roarklawboise.com> Individual debtor has an LLC (H &W). No equity in LLC. LLC has 4 loans (total $400K), 3 are corporate lenders, and 1 is to a family member of over $100K. Debtors want to refinance/consolidate the biz loans to have better payment terms. I don't think this is a good idea prior to filing their personal case. I can't seem to articulate why this is a problem, but the thought of a family member getting paid $100K from a related entity of the debtor prior to the debtor filing BK seems like it may raise some issues. What am I missing here? Best regards, HOLLY ROARK Attorney at Law Certified Bankruptcy Specialist - By the State Bar of California Board of Legal Specialization ROARK LAW OFFICES 950 Bannock Street | 11th Floor | Boise, Idaho 83702 Phone: (208) 536-3638 (Texting is great! Regular business hours only, please.) Fax: (310) 553-2601 E-mail: holly at roarklawboise.com Website: www.roarklawboise.com You can easily see my real-time availability and schedule time with me at https://calendly.com/hollyr (Appointments are by phone only unless otherwise noted.) *This communication does not create an attorney-client relationship. Unless you have signed a retainer agreement with Roark Law Offices, this communication may not be private or privileged. From rfrench at rfrenchlaw.net Thu Mar 21 19:43:01 2019 From: rfrench at rfrenchlaw.net (Randal French) Date: Fri, 22 Mar 2019 01:43:01 +0000 Subject: [CLBS] Referral for business bk in Ogden Message-ID: Could anyone give me the name of a good experience business bankruptcy attorney in the Logan/Ogden Utah area? Thanks. Get Outlook for Android From rfrench at rfrenchlaw.net Thu Mar 21 19:43:06 2019 From: rfrench at rfrenchlaw.net (Randal French) Date: Fri, 22 Mar 2019 01:43:06 +0000 Subject: [CLBS] Refinancing loans of debtor's related entity prior to filingtpersonal ch 7? In-Reply-To: <01f501d4e025$eb171fc0$c1455f40$@roarklawboise.com> References: <01f501d4e025$eb171fc0$c1455f40$@roarklawboise.com> Message-ID: Do transfers that benefit an insider raise preference issues under 547? Get Outlook for Android ________________________________ From: CLBS on behalf of Holly Roark Sent: Friday, March 22, 2019 9:37:35 AM To: clbs at admws.idaho.gov Subject: [CLBS] Refinancing loans of debtor's related entity prior to filing personal ch 7? Individual debtor has an LLC (H &W). No equity in LLC. LLC has 4 loans (total $400K), 3 are corporate lenders, and 1 is to a family member of over $100K. Debtors want to refinance/consolidate the biz loans to have better payment terms. I don't think this is a good idea prior to filing their personal case. I can't seem to articulate why this is a problem, but the thought of a family member getting paid $100K from a related entity of the debtor prior to the debtor filing BK seems like it may raise some issues. What am I missing here? Best regards, HOLLY ROARK Attorney at Law Certified Bankruptcy Specialist - By the State Bar of California Board of Legal Specialization ROARK LAW OFFICES 950 Bannock Street | 11th Floor | Boise, Idaho 83702 Phone: (208) 536-3638 (Texting is great! Regular business hours only, please.) Fax: (310) 553-2601 E-mail: holly at roarklawboise.com Website: www.roarklawboise.com You can easily see my real-time availability and schedule time with me at https://calendly.com/hollyr (Appointments are by phone only unless otherwise noted.) *This communication does not create an attorney-client relationship. Unless you have signed a retainer agreement with Roark Law Offices, this communication may not be private or privileged. _______________________________________________ CLBS mailing list CLBS at admws.idaho.gov http://admws.idaho.gov/mailman/listinfo/clbs From rfrench at rfrenchlaw.net Fri Mar 22 01:17:50 2019 From: rfrench at rfrenchlaw.net (Randal French) Date: Fri, 22 Mar 2019 07:17:50 +0000 Subject: [CLBS] Referral for business bk in Ogden In-Reply-To: <401D8E51-5DC3-48AA-9187-0B0FEC30184F@wiricklaw.com> References: , <401D8E51-5DC3-48AA-9187-0B0FEC30184F@wiricklaw.com> Message-ID: Debtor's attorney. Get Outlook for Android ________________________________ From: Tyler Wirick Sent: Friday, March 22, 2019 3:30:55 PM To: Randal French Subject: Re: [CLBS] Referral for business bk in Ogden Creditor or debtor? Best regards, Tyler Wirick ******NOTICE****** The information transmitted in this email and any attachments is intended only for the personal and confidential use of the intended recipients. This message may be or may contain privileged and confidential communications. If you as the reader are not the intended recipient, you are hereby notified that you have received this communication in error and that any retention, review, use, dissemination, distribution or copying of this communication or the information contained is strictly prohibited. If you have received this communication in error, please notify the sender immediately and delete the original message from your system. > On Mar 21, 2019, at 7:43 PM, Randal French wrote: > > Could anyone give me the name of a good experience business bankruptcy attorney in the Logan/Ogden Utah area? Thanks. > > Get Outlook for Android > > _______________________________________________ > CLBS mailing list > CLBS at admws.idaho.gov > http://admws.idaho.gov/mailman/listinfo/clbs From tyler.wirick at wiricklaw.com Fri Mar 22 10:33:33 2019 From: tyler.wirick at wiricklaw.com (Tyler Wirick) Date: Fri, 22 Mar 2019 10:33:33 -0600 Subject: [CLBS] Referral for business bk in Ogden In-Reply-To: References: <401D8E51-5DC3-48AA-9187-0B0FEC30184F@wiricklaw.com> Message-ID: Morrison Law Group does a pretty good job. Morrison Law Group: 290 25th St, STE 102 Ogden, UT 84401 Tel: (801) 392-9324 > On Mar 22, 2019, at 1:17 AM, Randal French wrote: > > Debtor's attorney. > > Get Outlook for Android > From: Tyler Wirick > Sent: Friday, March 22, 2019 3:30:55 PM > To: Randal French > Subject: Re: [CLBS] Referral for business bk in Ogden > > Creditor or debtor? > > Best regards, > > Tyler Wirick > > ******NOTICE****** > > The information transmitted in this email and any attachments is intended only for the personal and confidential use of the intended recipients. This message may be or may contain privileged and confidential communications. If you as the reader are not the intended recipient, you are hereby notified that you have received this communication in error and that any retention, review, use, dissemination, distribution or copying of this communication or the information contained is strictly prohibited. If you have received this communication in error, please notify the sender immediately and delete the original message from your system. > > > On Mar 21, 2019, at 7:43 PM, Randal French wrote: > > > > Could anyone give me the name of a good experience business bankruptcy attorney in the Logan/Ogden Utah area? Thanks. > > > > Get Outlook for Android> > > > > _______________________________________________ > > CLBS mailing list > > CLBS at admws.idaho.gov > > http://admws.idaho.gov/mailman/listinfo/clbs From jlefevre at crowleyfleck.com Fri Mar 22 10:41:26 2019 From: jlefevre at crowleyfleck.com (Jared M. Le Fevre) Date: Fri, 22 Mar 2019 16:41:26 +0000 Subject: [CLBS] Referral for business bk in Ogden In-Reply-To: References: <401D8E51-5DC3-48AA-9187-0B0FEC30184F@wiricklaw.com> Message-ID: https://www.princeyeates.com/Ted-Cundick/ Ted Cundick in SLC practices throughout Utah. Very good debtor's attorney. Jared M. Le Fevre Crowley Fleck PLLP PARTNER 490 North 31st Street, Suite 500 Billings, MT 59101 DIRECT 406.255.7323; FAX 406.252.3181 JLEFEVRE at CROWLEYFLECK.COM Licensed in Montana, North Dakota, Wyoming, Idaho and Utah OFFICES:? BILLINGS?? BISMARCK?? BOZEMAN?? BUTTE?? CASPER?? CHEYENNE?? HELENA?? KALISPELL?? MISSOULA?? SHERIDAN?? WILLISTON -----Original Message----- From: CLBS On Behalf Of Tyler Wirick Sent: Friday, March 22, 2019 10:34 AM To: Randal French Cc: clbs at admws.idaho.gov Subject: Re: [CLBS] Referral for business bk in Ogden This message was received from an external email account. Please use caution when opening messages or links from unknown senders. Morrison Law Group does a pretty good job. Morrison Law Group: 290 25th St, STE 102 Ogden, UT 84401 Tel: (801) 392-9324 > On Mar 22, 2019, at 1:17 AM, Randal French wrote: > > Debtor's attorney. > > Get Outlook for Android > From: Tyler Wirick > Sent: Friday, March 22, 2019 3:30:55 PM > To: Randal French > Subject: Re: [CLBS] Referral for business bk in Ogden > > Creditor or debtor? > > Best regards, > > Tyler Wirick > > ******NOTICE****** > > The information transmitted in this email and any attachments is intended only for the personal and confidential use of the intended recipients. This message may be or may contain privileged and confidential communications. If you as the reader are not the intended recipient, you are hereby notified that you have received this communication in error and that any retention, review, use, dissemination, distribution or copying of this communication or the information contained is strictly prohibited. If you have received this communication in error, please notify the sender immediately and delete the original message from your system. > > > On Mar 21, 2019, at 7:43 PM, Randal French wrote: > > > > Could anyone give me the name of a good experience business bankruptcy attorney in the Logan/Ogden Utah area? Thanks. > > > > Get Outlook for Android> > > > > _______________________________________________ > > CLBS mailing list > > CLBS at admws.idaho.gov > > http://admws.idaho.gov/mailman/listinfo/clbs _______________________________________________ CLBS mailing list CLBS at admws.idaho.gov http://admws.idaho.gov/mailman/listinfo/clbs NOTICE: This electronic mail transmission may constitute an Attorney-Client communication that is privileged at law. It is not intended for transmission to, or receipt by, any unauthorized persons. If you have received this electronic mail transmission in error, please delete it from your system without copying it, and notify the sender by reply e-mail or by calling Crowley Fleck PLLP, 406-252-3441, so that our address record can be corrected. This email has been scanned for email related threats and delivered safely by Mimecast. For more information please visit http://www.mimecast.com From doneill at idalaw.com Fri Mar 22 10:49:12 2019 From: doneill at idalaw.com (Derrick O'Neill) Date: Fri, 22 Mar 2019 16:49:12 +0000 Subject: [CLBS] Referral for business bk in Ogden In-Reply-To: References: <401D8E51-5DC3-48AA-9187-0B0FEC30184F@wiricklaw.com> Message-ID: <3428260b5b1044a48845a6857b659f60@idalaw.com> Our old friend Brian Langford is practicing and still representing debtors, just up the road in Provo. MACARTHUR HEDER & METLER 4844 N 300 W, Suite 300 Provo, UT 84604 Contact Tel: 801.377.1900 Toll-Free: 866.427.1900 Fax: 801.377.1901 -----Original Message----- From: CLBS On Behalf Of Jared M. Le Fevre Sent: Friday, March 22, 2019 10:41 AM To: Tyler Wirick ; Randal French Cc: clbs at admws.idaho.gov Subject: Re: [CLBS] Referral for business bk in Ogden https://www.princeyeates.com/Ted-Cundick/ Ted Cundick in SLC practices throughout Utah. Very good debtor's attorney. Jared M. Le Fevre Crowley Fleck PLLP PARTNER 490 North 31st Street, Suite 500 Billings, MT 59101 DIRECT 406.255.7323; FAX 406.252.3181 JLEFEVRE at CROWLEYFLECK.COM Licensed in Montana, North Dakota, Wyoming, Idaho and Utah OFFICES:? BILLINGS?? BISMARCK?? BOZEMAN?? BUTTE?? CASPER?? CHEYENNE?? HELENA?? KALISPELL?? MISSOULA?? SHERIDAN?? WILLISTON -----Original Message----- From: CLBS On Behalf Of Tyler Wirick Sent: Friday, March 22, 2019 10:34 AM To: Randal French Cc: clbs at admws.idaho.gov Subject: Re: [CLBS] Referral for business bk in Ogden This message was received from an external email account. Please use caution when opening messages or links from unknown senders. Morrison Law Group does a pretty good job. Morrison Law Group: 290 25th St, STE 102 Ogden, UT 84401 Tel: (801) 392-9324 > On Mar 22, 2019, at 1:17 AM, Randal French wrote: > > Debtor's attorney. > > Get Outlook for Android > From: Tyler Wirick > Sent: Friday, March 22, 2019 3:30:55 PM > To: Randal French > Subject: Re: [CLBS] Referral for business bk in Ogden > > Creditor or debtor? > > Best regards, > > Tyler Wirick > > ******NOTICE****** > > The information transmitted in this email and any attachments is intended only for the personal and confidential use of the intended recipients. This message may be or may contain privileged and confidential communications. If you as the reader are not the intended recipient, you are hereby notified that you have received this communication in error and that any retention, review, use, dissemination, distribution or copying of this communication or the information contained is strictly prohibited. If you have received this communication in error, please notify the sender immediately and delete the original message from your system. > > > On Mar 21, 2019, at 7:43 PM, Randal French wrote: > > > > Could anyone give me the name of a good experience business bankruptcy attorney in the Logan/Ogden Utah area? Thanks. > > > > Get Outlook for Android> > > > > _______________________________________________ > > CLBS mailing list > > CLBS at admws.idaho.gov > > http://admws.idaho.gov/mailman/listinfo/clbs _______________________________________________ CLBS mailing list CLBS at admws.idaho.gov http://admws.idaho.gov/mailman/listinfo/clbs NOTICE: This electronic mail transmission may constitute an Attorney-Client communication that is privileged at law. It is not intended for transmission to, or receipt by, any unauthorized persons. If you have received this electronic mail transmission in error, please delete it from your system without copying it, and notify the sender by reply e-mail or by calling Crowley Fleck PLLP, 406-252-3441, so that our address record can be corrected. This email has been scanned for email related threats and delivered safely by Mimecast. For more information please visit http://www.mimecast.com _______________________________________________ CLBS mailing list CLBS at admws.idaho.gov http://admws.idaho.gov/mailman/listinfo/clbs From brian at hwmlawfirm.com Fri Mar 22 10:48:54 2019 From: brian at hwmlawfirm.com (Brian Porter) Date: Fri, 22 Mar 2019 16:48:54 +0000 Subject: [CLBS] Referral for business bk in Ogden In-Reply-To: References: <401D8E51-5DC3-48AA-9187-0B0FEC30184F@wiricklaw.com> Message-ID: Second for Morrison law group. I was actually an associate with them right out of law school. They know their stuff. I'm also based out of salt lake and know the Debtor's bar down here well, if you need any other suggestions, let me know. Brian J. Porter Bankruptcy and Foreclosure Attorney 376 East 400 South, Ste 300 Salt Lake City, Utah 84111 Phone: 801-355-2886 www.hwmlawfirm.com Idaho | Montana | North Dakota | South Dakota | Utah | Wyoming -----Original Message----- From: CLBS On Behalf Of Jared M. Le Fevre Sent: Friday, March 22, 2019 10:41 AM To: Tyler Wirick ; Randal French Cc: clbs at admws.idaho.gov Subject: Re: [CLBS] Referral for business bk in Ogden https://nam05.safelinks.protection.outlook.com/?url=https%3A%2F%2Fwww.princeyeates.com%2FTed-Cundick%2F&data=01%7C01%7Cbrian%40hwmlawfirm.com%7Cf9c0929227f74d7233ee08d6aee53f22%7Cf3c3f1da4f2f451285ab14bcb87917c6%7C0&sdata=EujoJw1tnEROuq0CVWhf41I2dlpPlfPVmUhsJIhNTaY%3D&reserved=0 Ted Cundick in SLC practices throughout Utah. Very good debtor's attorney. Jared M. Le Fevre Crowley Fleck PLLP PARTNER 490 North 31st Street, Suite 500 Billings, MT 59101 DIRECT 406.255.7323; FAX 406.252.3181 JLEFEVRE at CROWLEYFLECK.COM Licensed in Montana, North Dakota, Wyoming, Idaho and Utah OFFICES:? BILLINGS?? BISMARCK?? BOZEMAN?? BUTTE?? CASPER?? CHEYENNE?? HELENA?? KALISPELL?? MISSOULA?? SHERIDAN?? WILLISTON -----Original Message----- From: CLBS On Behalf Of Tyler Wirick Sent: Friday, March 22, 2019 10:34 AM To: Randal French Cc: clbs at admws.idaho.gov Subject: Re: [CLBS] Referral for business bk in Ogden This message was received from an external email account. Please use caution when opening messages or links from unknown senders. Morrison Law Group does a pretty good job. Morrison Law Group: 290 25th St, STE 102 Ogden, UT 84401 Tel: (801) 392-9324 > On Mar 22, 2019, at 1:17 AM, Randal French wrote: > > Debtor's attorney. > > Get Outlook for Android > From: Tyler Wirick > Sent: Friday, March 22, 2019 3:30:55 PM > To: Randal French > Subject: Re: [CLBS] Referral for business bk in Ogden > > Creditor or debtor? > > Best regards, > > Tyler Wirick > > ******NOTICE****** > > The information transmitted in this email and any attachments is intended only for the personal and confidential use of the intended recipients. This message may be or may contain privileged and confidential communications. If you as the reader are not the intended recipient, you are hereby notified that you have received this communication in error and that any retention, review, use, dissemination, distribution or copying of this communication or the information contained is strictly prohibited. If you have received this communication in error, please notify the sender immediately and delete the original message from your system. > > > On Mar 21, 2019, at 7:43 PM, Randal French wrote: > > > > Could anyone give me the name of a good experience business bankruptcy attorney in the Logan/Ogden Utah area? Thanks. > > > > Get Outlook for Android> > > > > _______________________________________________ > > CLBS mailing list > > CLBS at admws.idaho.gov > > https://nam05.safelinks.protection.outlook.com/?url=http%3A%2F%2Fadmws.idaho.gov%2Fmailman%2Flistinfo%2Fclbs&data=01%7C01%7Cbrian%40hwmlawfirm.com%7Cf9c0929227f74d7233ee08d6aee53f22%7Cf3c3f1da4f2f451285ab14bcb87917c6%7C0&sdata=AyOoFkHl4jmX8xHqatNiqSWWRfpgexzdZfI857vkCLc%3D&reserved=0 _______________________________________________ CLBS mailing list CLBS at admws.idaho.gov https://nam05.safelinks.protection.outlook.com/?url=http%3A%2F%2Fadmws.idaho.gov%2Fmailman%2Flistinfo%2Fclbs&data=01%7C01%7Cbrian%40hwmlawfirm.com%7Cf9c0929227f74d7233ee08d6aee53f22%7Cf3c3f1da4f2f451285ab14bcb87917c6%7C0&sdata=AyOoFkHl4jmX8xHqatNiqSWWRfpgexzdZfI857vkCLc%3D&reserved=0 NOTICE: This electronic mail transmission may constitute an Attorney-Client communication that is privileged at law. It is not intended for transmission to, or receipt by, any unauthorized persons. If you have received this electronic mail transmission in error, please delete it from your system without copying it, and notify the sender by reply e-mail or by calling Crowley Fleck PLLP, 406-252-3441, so that our address record can be corrected. This email has been scanned for email related threats and delivered safely by Mimecast. For more information please visit https://nam05.safelinks.protection.outlook.com/?url=http%3A%2F%2Fwww.mimecast.com&data=01%7C01%7Cbrian%40hwmlawfirm.com%7Cf9c0929227f74d7233ee08d6aee53f22%7Cf3c3f1da4f2f451285ab14bcb87917c6%7C0&sdata=dqu6M0nlwsyXYAFYwVQWaVKTpKAzfwQii4zlpRhGbRk%3D&reserved=0 _______________________________________________ CLBS mailing list CLBS at admws.idaho.gov https://nam05.safelinks.protection.outlook.com/?url=http%3A%2F%2Fadmws.idaho.gov%2Fmailman%2Flistinfo%2Fclbs&data=01%7C01%7Cbrian%40hwmlawfirm.com%7Cf9c0929227f74d7233ee08d6aee53f22%7Cf3c3f1da4f2f451285ab14bcb87917c6%7C0&sdata=AyOoFkHl4jmX8xHqatNiqSWWRfpgexzdZfI857vkCLc%3D&reserved=0 From PGeile at foleyfreeman.com Fri Mar 22 11:15:44 2019 From: PGeile at foleyfreeman.com (Patrick Geile) Date: Fri, 22 Mar 2019 17:15:44 +0000 Subject: [CLBS] call for monthly tip writers Message-ID: Good afternoon, As you are aware our section will be sponsoring the advocate later this year. We do not plan on putting out a newsletter. Instead, we discussed a monthly tip, such as a commercial law or bankruptcy case summary. I am calling for 9 volunteers to write a short email tip for each month left in the year, limited to a couple paragraphs. Let me know general thoughts and if anyone would like to write something. Patrick J. Geile Foley Freeman PLLC 953 S. Industry Way, Meridian, Idaho 83642 P.O. Box 10 Meridian, Idaho 83642 Direct line: (208) 947-1563 Phone: (208) 888-9111 Fax: (208) 888-5130 From holly at roarklawboise.com Fri Mar 22 15:57:09 2019 From: holly at roarklawboise.com (Holly Roark) Date: Fri, 22 Mar 2019 15:57:09 -0600 Subject: [CLBS] Can I represent both an LLC and a principal? What kind of waivers do I need? Message-ID: <04f901d4e0fa$32ba4120$982ec360$@roarklawboise.com> I've got an LLC with 2 members. Can I represent both the LLC and one of the principals (who signed personal guarantees)? There is no litigation yet, but I am doing some transactional work for the LLC, and may have to do a BK for the principal and/or defend him in civil court if he is sued. Does anyone have a sample of conflict waivers for this type of situation you can share with me? Or any horror story as to why I should not do this? I appreciate all guidance on this. Best regards, HOLLY ROARK Attorney at Law Certified Bankruptcy Specialist - By the State Bar of California Board of Legal Specialization ROARK LAW OFFICES 950 Bannock Street | 11th Floor | Boise, Idaho 83702 Phone: (208) 536-3638 (Texting is great! Regular business hours only, please.) Fax: (310) 553-2601 E-mail: holly at roarklawboise.com Website: www.roarklawboise.com You can easily see my real-time availability and schedule time with me at https://calendly.com/hollyr (Appointments are by phone only unless otherwise noted.) *This communication does not create an attorney-client relationship. Unless you have signed a retainer agreement with Roark Law Offices, this communication may not be private or privileged. From rfrench at rfrenchlaw.net Fri Mar 22 18:30:30 2019 From: rfrench at rfrenchlaw.net (Randal French) Date: Sat, 23 Mar 2019 00:30:30 +0000 Subject: [CLBS] Can I represent both an LLC and a principal? What kind oftwaivers do I need? In-Reply-To: <04f901d4e0fa$32ba4120$982ec360$@roarklawboise.com> References: <04f901d4e0fa$32ba4120$982ec360$@roarklawboise.com> Message-ID: In a ch 7 or ch 13, yes. In a ch 11 or 12, no. Representing both in ch 11 or 12 is a conflict of interest between representing the estate and being paid from the estate. Which requires employment approval per 327, and representing the conflicting interest of the principal/guarantor. Not usually an issue in ch 7 or 13 because no approval per 327 is required. Then its BBCack to basic rules of professional conduct addressing representation of multiple patties. Get Outlook for Android ________________________________ From: CLBS on behalf of Holly Roark Sent: Saturday, March 23, 2019 10:57:09 AM To: clbs at admws.idaho.gov Subject: [CLBS] Can I represent both an LLC and a principal? What kind of waivers do I need? I've got an LLC with 2 members. Can I represent both the LLC and one of the principals (who signed personal guarantees)? There is no litigation yet, but I am doing some transactional work for the LLC, and may have to do a BK for the principal and/or defend him in civil court if he is sued. Does anyone have a sample of conflict waivers for this type of situation you can share with me? Or any horror story as to why I should not do this? I appreciate all guidance on this. Best regards, HOLLY ROARK Attorney at Law Certified Bankruptcy Specialist - By the State Bar of California Board of Legal Specialization ROARK LAW OFFICES 950 Bannock Street | 11th Floor | Boise, Idaho 83702 Phone: (208) 536-3638 (Texting is great! Regular business hours only, please.) Fax: (310) 553-2601 E-mail: holly at roarklawboise.com Website: www.roarklawboise.com You can easily see my real-time availability and schedule time with me at https://calendly.com/hollyr (Appointments are by phone only unless otherwise noted.) *This communication does not create an attorney-client relationship. Unless you have signed a retainer agreement with Roark Law Offices, this communication may not be private or privileged. _______________________________________________ CLBS mailing list CLBS at admws.idaho.gov http://admws.idaho.gov/mailman/listinfo/clbs From holly at roarklawboise.com Fri Mar 22 18:50:49 2019 From: holly at roarklawboise.com (Holly Roark) Date: Fri, 22 Mar 2019 18:50:49 -0600 Subject: [CLBS] Can I represent both an LLC and a principal? What kind oftwaivers do I need? In-Reply-To: References: <04f901d4e0fa$32ba4120$982ec360$@roarklawboise.com> Message-ID: <89960BA8-F3E2-4FE8-B935-67B2C8301E66@roarklawboise.com> Thank you. What if neither the principal or the LLC has to do a BK and I?m just defending them in civil court? Best regards, Holly Roark Attorney at Law Roark Law Offices Phone: (310) 553-2600 Fax: (310) 553-2601 Cell phone: (818) 648-3238 E-mail: holly at roarklawoffices.com *Cycle Sport Lawyer: www.cyclesportlawyer.com *Bankruptcy Specialist, certified by State Bar of California Board of Legal Specialization www.bankruptcyattorneyinlosangeles.net Sent from my iPhone > On Mar 22, 2019, at 6:30 PM, Randal French wrote: > > In a ch 7 or ch 13, yes. In a ch 11 or 12, no. Representing both in ch 11 or 12 is a conflict of interest between representing the estate and being paid from the estate. Which requires employment approval per 327, and representing the conflicting interest of the principal/guarantor. > > Not usually an issue in ch 7 or 13 because no approval per 327 is required. Then its BBCack to basic rules of professional conduct addressing representation of multiple patties. > > Get Outlook for Android > > From: CLBS on behalf of Holly Roark > Sent: Saturday, March 23, 2019 10:57:09 AM > To: clbs at admws.idaho.gov > Subject: [CLBS] Can I represent both an LLC and a principal? What kind of waivers do I need? > > I've got an LLC with 2 members. Can I represent both the LLC and one of the > principals (who signed personal guarantees)? There is no litigation yet, but > I am doing some transactional work for the LLC, and may have to do a BK for > the principal and/or defend him in civil court if he is sued. Does anyone > have a sample of conflict waivers for this type of situation you can share > with me? Or any horror story as to why I should not do this? I appreciate > all guidance on this. > > > > Best regards, > > HOLLY ROARK > > Attorney at Law > > Certified Bankruptcy Specialist - > > By the State Bar of California Board of Legal Specialization > > > > ROARK LAW OFFICES > > 950 Bannock Street | 11th Floor | Boise, Idaho 83702 > > Phone: (208) 536-3638 (Texting is great! Regular business hours only, > please.) > > Fax: (310) 553-2601 > > E-mail: holly at roarklawboise.com Website: > www.roarklawboise.com > > You can easily see my real-time availability and schedule time with me at > https://calendly.com/hollyr (Appointments are > by phone only unless otherwise noted.) > > *This communication does not create an attorney-client relationship. > > Unless you have signed a retainer agreement with Roark Law Offices, this > > communication may not be private or privileged. > > > > _______________________________________________ > CLBS mailing list > CLBS at admws.idaho.gov > http://admws.idaho.gov/mailman/listinfo/clbs From rfrench at rfrenchlaw.net Sat Mar 23 07:51:44 2019 From: rfrench at rfrenchlaw.net (Randal French) Date: Sat, 23 Mar 2019 13:51:44 +0000 Subject: [CLBS] Can I represent both an LLC and a principal? What kind oftwaivers do I need? In-Reply-To: <89960BA8-F3E2-4FE8-B935-67B2C8301E66@roarklawboise.com> References: <04f901d4e0fa$32ba4120$982ec360$@roarklawboise.com> , <89960BA8-F3E2-4FE8-B935-67B2C8301E66@roarklawboise.com> Message-ID: Then Idaho Rules of Professional Conduct apply and question is whether any conflicts are waivable. Get Outlook for Android ________________________________ From: Holly Roark Sent: Friday, March 22, 2019 5:50:49 PM To: Randal French Cc: clbs at admws.idaho.gov Subject: Re: [CLBS] Can I represent both an LLC and a principal? What kind oftwaivers do I need? Thank you. What if neither the principal or the LLC has to do a BK and I?m just defending them in civil court? Best regards, Holly Roark Attorney at Law Roark Law Offices Phone: (310) 553-2600 Fax: (310) 553-2601 Cell phone: (818) 648-3238 E-mail: holly at roarklawoffices.com *Cycle Sport Lawyer: www.cyclesportlawyer.com *Bankruptcy Specialist, certified by State Bar of California Board of Legal Specialization www.bankruptcyattorneyinlosangeles.net Sent from my iPhone On Mar 22, 2019, at 6:30 PM, Randal French > wrote: In a ch 7 or ch 13, yes. In a ch 11 or 12, no. Representing both in ch 11 or 12 is a conflict of interest between representing the estate and being paid from the estate. Which requires employment approval per 327, and representing the conflicting interest of the principal/guarantor. Not usually an issue in ch 7 or 13 because no approval per 327 is required. Then its BBCack to basic rules of professional conduct addressing representation of multiple patties. Get Outlook for Android ________________________________ From: CLBS > on behalf of Holly Roark > Sent: Saturday, March 23, 2019 10:57:09 AM To: clbs at admws.idaho.gov Subject: [CLBS] Can I represent both an LLC and a principal? What kind of waivers do I need? I've got an LLC with 2 members. Can I represent both the LLC and one of the principals (who signed personal guarantees)? There is no litigation yet, but I am doing some transactional work for the LLC, and may have to do a BK for the principal and/or defend him in civil court if he is sued. Does anyone have a sample of conflict waivers for this type of situation you can share with me? Or any horror story as to why I should not do this? I appreciate all guidance on this. Best regards, HOLLY ROARK Attorney at Law Certified Bankruptcy Specialist - By the State Bar of California Board of Legal Specialization ROARK LAW OFFICES 950 Bannock Street | 11th Floor | Boise, Idaho 83702 Phone: (208) 536-3638 (Texting is great! Regular business hours only, please.) Fax: (310) 553-2601 E-mail: holly at roarklawboise.com Website: www.roarklawboise.com You can easily see my real-time availability and schedule time with me at https://calendly.com/hollyr (Appointments are by phone only unless otherwise noted.) *This communication does not create an attorney-client relationship. Unless you have signed a retainer agreement with Roark Law Offices, this communication may not be private or privileged. _______________________________________________ CLBS mailing list CLBS at admws.idaho.gov http://admws.idaho.gov/mailman/listinfo/clbs From lburri at morrowfischer.com Tue Mar 26 11:32:37 2019 From: lburri at morrowfischer.com (Laura Burri) Date: Tue, 26 Mar 2019 17:32:37 +0000 Subject: [CLBS] Nevada Probate Attorney Message-ID: Slightly off the bankruptcy subject, but, I have a client that needs to file a claim in a Nevada probate case based in Las Vegas. Do any of you have any recommendations? Thank you. Laura E. Burri Attorney at Law [M&F-sm-RGB] 332 North Broadmore Way, Suite 102 Nampa, Idaho 83687 Phone (208) 475-2200 Fax (208) 475-2201 lburri at morrowfischer.com -------------- next part -------------- A non-text attachment was scrubbed... Name: image001.jpg Type: image/jpeg Size: 4362 bytes Desc: image001.jpg URL: From holly at bankruptcylawid.com Wed Mar 27 11:47:32 2019 From: holly at bankruptcylawid.com (holly at bankruptcylawid.com) Date: Wed, 27 Mar 2019 10:47:32 -0700 Subject: [CLBS] Student Loans in a Chapter 7 Message-ID: <20190327104732.3b804be37d8ac9c2e521ef928a5222c6.04056904c4.mailapi@email18.secureserver.net> I have a client that will be filing a Chapter 7 bankruptcy; however, she needs to apply for student loans. Have any of you had clients that were unable to receive student loans while in an active bankruptcy? If she is approved for student loans and then files, is she less likely to be approved for the next semester. Any thoughts, strategies, or experiences would be appreciated. Thanks. Holly Sutherland Attorney and Counselor at Law 3090 E. Gentry Way, Ste. 150 Meridian, ID 83642 (208) 884-1928 holly at bankruptcylawid.com From chad at angstman.com Thu Mar 28 12:51:18 2019 From: chad at angstman.com (Chad Moody) Date: Thu, 28 Mar 2019 18:51:18 +0000 Subject: [CLBS] Merchant Account MATCH/TMF List Message-ID: Does anyone have experience with representing businesses with merchant accounts disputing placement on the MATCH (formally the TMF) list? I understand that this file/list is used by MasterCard and Visa processing banks to identify specific merchants and principals who have already been terminated. From my research thus far, the "TMF", or MATCH list, essentially functions like a blacklist, once a merchant is on this list it is highly unlikely that future merchant account applications will be approved. I also understand disputing such a placement is complex with low chances of success depending on the circumstances. Any attorney referrals or recommendations would be appreciated. Chad R. Moody Attorney at Law ANGSTMAN JOHNSON 199 N. Capitol Blvd., Suite 200, Boise, ID 83702 Phone: 208-384-8588 Fax: 208-853-0117 Chad at angstman.com www.angstman.com NOTICE: This electronic transmission (and/or the documents accompanying it) may contain confidential information belonging to the sender that is protected by the Electronic Communications Privacy Act, 18 U.S.C. ?? 2510 and 2521 and may be legally privileged. This message (and any associated files) is intended only for the use of the individual or entity to which it is addressed and may contain information that is confidential, subject to copyright or constitutes a trade secret. If you are not the intended recipient you are hereby notified that any dissemination, copying or distribution of this message, or files associated with this message, is strictly prohibited. If you have received this communication in error, please notify Angstman Johnson immediately by telephone (208-384-8588) and destroy the original message. Messages sent to and from us may be monitored. If you are the intended recipient, you acknowledge that the email address being utilized is secure and that there will not be a waiver of the attorney-client privilege or breach of any duty of confidentiality by the sender's correspondence to that email address.