[CLBS] Chapter 13 debtors in middle of plan need financing for a car -- who do you recommend?

Alexandra Caval alex at cavallawoffice.com
Wed May 29 17:40:17 MDT 2019


I usually refer my chapter 13 clients who are looking for a vehicle while
in a chapter 13 to either Kendall Ford in Boise or to Larry Miller Subaru
in Boise. Both of those dealerships are familiar with financing debtors in
an active chapter 13 case and are generally familiar with the chapter 13
trustee's approval process (at least they are familiar with the Kathleen's
procedures, not sure if they know Barry's). ~Alex

On Wed, May 29, 2019 at 4:59 PM Tecla Druffel <tecla.druffel at gmail.com>
wrote:

> Listmates:
>
> I represent a married couple in a confirmed Chapter 13 case. They
> desperately need to obtain a second vehicle so the husband can get to and
> from work. They have diligently called all of the local dealerships in our
> area, as well as Tri-Cities, La Grande and Spokane and have been told
> repeatedly that they will not be able to obtain financing without first
> receiving their bankruptcy discharge.
>
> I have had other clients in a similar position successfully obtain auto
> financing (with trustee approval) while in a Chapter 13 case. However,
> these current clients have been told "no" repeatedly and I can't make sense
> of it.
>
> Can anyone recommend a dealership that is willing to work with folks in the
> middle of a Chapter 13 plan? The clients are also open to a lease. The
> clients have strong incomes, excellent work histories and are above median.
>
> Thank you!
> Tecla Druffel
>
>
> Tecla Druffel
> 312 Main Street
> Lewiston, Idaho 83501
> 208-743-9569
> tecla.druffel at gmail.com
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-- 

Alexandra O. Caval

Caval Law Office, P.C.

P.O. Box 1716

Twin Falls, ID 83303-01716

T: 208.733.2035

F: 208.733.3919

alex at cavallawoffice.com




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