From holly at roarklawboise.com Tue Nov 5 17:09:11 2019 From: holly at roarklawboise.com (Holly Roark) Date: Tue, 5 Nov 2019 17:09:11 -0700 Subject: [CLBS] Indigent services and creditor who failed to timely file claim Message-ID: <0c3401d59436$6b64f160$422ed420$@roarklawboise.com> Is there any statute that says if a creditor misses the deadline for filing its claim with Ada County Indigent Services, then they are not allowed to collect from the debtor? I have a case where the debtor was in a coma and all her medical bills went through indigent services, but one medical creditor failed to file its claim timely, and now they've sued my client for $15K. She's out of the coma but still cannot pay this bill. I can file a BK for her, but am wondering whether she has a good defense to this claim based on the creditor missing the deadline with indigent services. Best regards, HOLLY ROARK Attorney at Law Certified Bankruptcy Specialist - By the State Bar of California Board of Legal Specialization ROARK LAW OFFICES 950 Bannock Street | 11th Floor | Boise, Idaho 83702 Phone: (208) 536-3638 (Texting is great! Regular business hours only, please.) Fax: (310) 553-2601 E-mail: holly at roarklawboise.com Website: www.roarklawboise.com You can easily see my real-time availability and schedule time with me at https://calendly.com/hollyr (Appointments are by phone only unless otherwise noted.) *This communication does not create an attorney-client relationship. Unless you have signed a retainer agreement with Roark Law Offices, this communication may not be private or privileged. From jeffwarr at givenspursley.com Thu Nov 14 14:41:56 2019 From: jeffwarr at givenspursley.com (Jeffrey A. Warr) Date: Thu, 14 Nov 2019 21:41:56 +0000 Subject: [CLBS] Unsubscribe Message-ID: <17d322637b3c46bd982ead3bf30f8610@givenspursley.com> ______________________ JEFFREY A. WARR GIVENS PURSLEY LLP 601 W Bannock St, Boise, ID 83702 main 208-388-1200 begin_of_the_skype_highlightingend_of_the_skype_highlighting direct 208-388-1205 cell 208-447-8904 fax 208-388-1300end_of_the_skype_highlighting jeffwarr at givenspursley.com www.givenspursley.com ______________________ CONFIDENTIALITY NOTICE: This communication is confidential and may contain privileged information. If you have received it in error, please advise the sender by reply email and immediately delete the message and any attachments without copying or disclosing the contents. Thank you. From PGeile at foleyfreeman.com Tue Nov 19 09:42:38 2019 From: PGeile at foleyfreeman.com (Patrick Geile) Date: Tue, 19 Nov 2019 16:42:38 +0000 Subject: [CLBS] Best Advocate Ever!!!!!!! Message-ID: Patrick J. Geile Attorney [cid:image001.png at 01D59EBD.ADA35DF0] 953 S. Industry Way Meridian, ID 83642 Phone: 208-888-9111 Direct:208-947-1563 Fax: 208-888-5130 Website: www.foleyfreeman.com CONFIDENTIALITY NOTICE: The preceding message (including attachment, if any) is covered by the Electronic Communication Privacy Act, 18 U.S.C. sections 2510-2521, is CONFIDENTIAL, and may also be protected by the ATTORNEY/CLIENT OR OTHER PRIVILEGE. If you believe that this message has been sent to you in error, do not read any further portion of the message other than the remainder of this notice, please reply to the sender that you have received the message in error, and delete the message. If you are not the intended recipient, you are hereby notified that any retention, dissemination, distribution, or copying of this communication is strictly prohibited. We do not waive any attorney/client or work product privilege by the transmission of this message. -------------- next part -------------- A non-text attachment was scrubbed... Name: image001.png Type: image/png Size: 7837 bytes Desc: image001.png URL: From PGeile at foleyfreeman.com Wed Nov 20 16:44:59 2019 From: PGeile at foleyfreeman.com (Patrick Geile) Date: Wed, 20 Nov 2019 23:44:59 +0000 Subject: [CLBS] call for photos and memories Message-ID: This year, at the seminar we will be presenting a little more about the history of the section. We are going to have a slideshow. The best slideshow. So if you have some photos in the archive or other items that will show well on a power point please let me know. I have attached a photo of my fond memory of Burley earlier this year. I assume there are some great stories that can be shared as well. Let me know. It will be bigley. Patrick J. Geile Attorney [cid:image003.png at 01D59FC1.CFA66230] 953 S. Industry Way Meridian, ID 83642 Phone: 208-888-9111 Direct:208-947-1563 Fax: 208-888-5130 Website: www.foleyfreeman.com CONFIDENTIALITY NOTICE: The preceding message (including attachment, if any) is covered by the Electronic Communication Privacy Act, 18 U.S.C. sections 2510-2521, is CONFIDENTIAL, and may also be protected by the ATTORNEY/CLIENT OR OTHER PRIVILEGE. If you believe that this message has been sent to you in error, do not read any further portion of the message other than the remainder of this notice, please reply to the sender that you have received the message in error, and delete the message. If you are not the intended recipient, you are hereby notified that any retention, dissemination, distribution, or copying of this communication is strictly prohibited. We do not waive any attorney/client or work product privilege by the transmission of this message. -------------- next part -------------- A non-text attachment was scrubbed... Name: image003.png Type: image/png Size: 7837 bytes Desc: image003.png URL: -------------- next part -------------- A non-text attachment was scrubbed... Name: 20190207_144534.jpg Type: image/jpeg Size: 4931305 bytes Desc: 20190207_144534.jpg URL: From RFaucher at hollandhart.com Wed Nov 20 16:55:47 2019 From: RFaucher at hollandhart.com (Robert Faucher) Date: Wed, 20 Nov 2019 23:55:47 +0000 Subject: [CLBS] call for photos and memories In-Reply-To: References: Message-ID: <840bf426e05745118860b62d1dbd8c78@VHHEXMB01.hollandhart.com> Thanks Patrick. That picture reminds me of the great courtyard volleyball game we all enjoyed. It was very nice of Paul Ross to shovel off the court. Bob Robert A. Faucher Holland & Hart LLP 800 W. Main St., Suite 1750 Boise, ID 83702 Phone (208) 342-5000 Fax (208) 343-8869 E-Mail: rfaucher at hollandhart.com [http://www.hollandhart.com/images/EmailHHlogo2003.gif] CONFIDENTIALITY NOTICE: This message is confidential and may be privileged. If you believe that this email has been sent to you in error, please reply to the sender that you received the message in error; then please delete this e-mail. Thank you. From: CLBS On Behalf Of Patrick Geile Sent: Wednesday, November 20, 2019 4:45 PM To: clbs at admws.idaho.gov Subject: [CLBS] call for photos and memories External Email This year, at the seminar we will be presenting a little more about the history of the section. We are going to have a slideshow. The best slideshow. So if you have some photos in the archive or other items that will show well on a power point please let me know. I have attached a photo of my fond memory of Burley earlier this year. I assume there are some great stories that can be shared as well. Let me know. It will be bigley. Patrick J. Geile Attorney [cid:image003.png at 01D59FC1.CFA66230] 953 S. Industry Way Meridian, ID 83642 Phone: 208-888-9111 Direct:208-947-1563 Fax: 208-888-5130 Website: www.foleyfreeman.com CONFIDENTIALITY NOTICE: The preceding message (including attachment, if any) is covered by the Electronic Communication Privacy Act, 18 U.S.C. sections 2510-2521, is CONFIDENTIAL, and may also be protected by the ATTORNEY/CLIENT OR OTHER PRIVILEGE. If you believe that this message has been sent to you in error, do not read any further portion of the message other than the remainder of this notice, please reply to the sender that you have received the message in error, and delete the message. If you are not the intended recipient, you are hereby notified that any retention, dissemination, distribution, or copying of this communication is strictly prohibited. We do not waive any attorney/client or work product privilege by the transmission of this message. -------------- next part -------------- A non-text attachment was scrubbed... Name: image001.gif Type: image/gif Size: 3241 bytes Desc: image001.gif URL: From rmaynes at maynestaggart.com Thu Nov 21 14:55:13 2019 From: rmaynes at maynestaggart.com (Robert Maynes) Date: Thu, 21 Nov 2019 14:55:13 -0700 Subject: [CLBS] Creditor Recovery Action Agreement Message-ID: <01B74DAA-4A5C-4052-BA5F-785839E813FD@maynestaggart.com> Dear Listmates, Do any of you have an agreement with a trustee authorizing a creditor to pursue avoidance or turnover actions that you are willing to share? Kindest regards, Rob PLEASE NOTE OUR NEW OFFICE ADDRESS BELOW. ROBERT J. MAYNES MAYNES TAGGART, PLLC 1449 E. 17th Street, Suite A P.O. Box 3005 Idaho Falls, Idaho 83403 (208) 552-6442 (208) 524-6095 fax Confidentiality Notice: This message is intended only for the use of the individual or entity to which it is addressed. It may contain information that is privileged, confidential and exempt from disclosure under applicable law. If the reader of this message is not the intended recipient, any dissemination or distribution of this communication to other than the intended recipient is strictly prohibited. If you have received this communication in error, please notify us immediately by reply email to the sender or collect telephone call to (208) 552-6442. Internal Revenue Service Circular 230 Disclosure: Please note that any discussion of or advice regarding United States tax matters contained herein (including any attachments hereto) does not meet the requirements necessary to be a "covered opinion" as defined in Internal Revenue Service Circular 230, and therefore, is not intended or written to be relied upon or used and cannot be relied upon or used for the purpose of avoiding federal tax penalties that may be imposed or for the purpose of promoting, marketing, or recommending any tax-related matters or advice to another party. From JOHare at foleyfreeman.com Fri Nov 22 11:19:16 2019 From: JOHare at foleyfreeman.com (Joshua O'Hare) Date: Fri, 22 Nov 2019 18:19:16 +0000 Subject: [CLBS] Chapter 13 Plan Message-ID: Hello, I'm dealing with a Chapter 13 Plan. The debtors have a large secured, non-priority claim from the IRS. How are these properly treated? Do they have to be provided for by the plan or can there be interest-only payments made in the plan, leaving the principal to be paid outside the plan? Thanks, Joshua M. O'Hare Attorney [cid:image001.png at 01D5A126.AC945890] 953 S. Industry Way Meridian, ID 83642 Phone: 208-888-9111 Fax: 208-888-5130 Website: www.foleyfreeman.com CONFIDENTIALITY NOTICE: The preceding message (including attachment, if any) is covered by the Electronic Communication Privacy Act, 18 U.S.C. sections 2510-2521, is CONFIDENTIAL, and may also be protected by the ATTORNEY/CLIENT OR OTHER PRIVILEGE. If you believe that this message has been sent to you in error, do not read any further portion of the message other than the remainder of this notice, please reply to the sender that you have received the message in error, and delete the message. If you are not the intended recipient, you are hereby notified that any retention, dissemination, distribution, or copying of this communication is strictly prohibited. We do not waive any attorney/client or work product privilege by the transmission of this message. -------------- next part -------------- A non-text attachment was scrubbed... Name: image001.png Type: image/png Size: 7837 bytes Desc: image001.png URL: From alex at cavallawoffice.com Fri Nov 22 11:44:00 2019 From: alex at cavallawoffice.com (Alexandra Caval) Date: Fri, 22 Nov 2019 11:44:00 -0700 Subject: [CLBS] Chapter 13 Plan In-Reply-To: References: Message-ID: If the IRS is properly secured then you have to determine how much of the IRS's claim is secured by the value of the debtor's property (note, this is the value of the property before exemptions). You have to pay that secured amount with interest over the term of the plan to meet confirmation requirements; I think the interest is statutory but I always go off the interest number in the IRS's proof of claim. The only way you can pay them less than that is if they specifically agree to that treatment. So, if you're planning to do something creative then it'd be a good idea to call Bill Humphries and run it by him first; maybe even do a stipulation re plan treatment with him since he's going to end up in your case on behalf of the IRS. Without that, you're going to have a chapter 13 trustee arguing to the judge that you're plan isn't confirmable and/or feasible. On Fri, Nov 22, 2019 at 11:19 AM Joshua O'Hare wrote: > Hello, > > I'm dealing with a Chapter 13 Plan. The debtors have a large secured, > non-priority claim from the IRS. How are these properly treated? Do they > have to be provided for by the plan or can there be interest-only payments > made in the plan, leaving the principal to be paid outside the plan? > > Thanks, > > > Joshua M. O'Hare > Attorney > [cid:image001.png at 01D5A126.AC945890] > 953 S. Industry Way > Meridian, ID 83642 > Phone: 208-888-9111 > Fax: 208-888-5130 > Website: www.foleyfreeman.com > CONFIDENTIALITY NOTICE: The preceding message (including attachment, if > any) is covered by the Electronic Communication Privacy Act, 18 U.S.C. > sections 2510-2521, is CONFIDENTIAL, and may also be protected by the > ATTORNEY/CLIENT OR OTHER PRIVILEGE. If you believe that this message has > been sent to you in error, do not read any further portion of the message > other than the remainder of this notice, please reply to the sender that > you have received the message in error, and delete the message. If you are > not the intended recipient, you are hereby notified that any retention, > dissemination, distribution, or copying of this communication is strictly > prohibited. We do not waive any attorney/client or work product privilege > by the transmission of this message. > > _______________________________________________ > CLBS mailing list > CLBS at admws.idaho.gov > http://admws.idaho.gov/mailman/listinfo/clbs > -- Alexandra O. Caval Caval Law Office, P.C. P.O. Box 1716 Twin Falls, ID 83303-01716 T: 208.733.2035 F: 208.733.3919 alex at cavallawoffice.com *PRIVILEGE AND CONFIDENTIALITY NOTICE* This e-mail is intended only for the use of the recipient named and may contain information that is confidential, privileged, and exempt from disclosure under applicable laws. If you are not the named recipient, you may have received this transmission in error. We ask that you immediately notify the sender and remove this and all attached file(s) from your system. Receipt by anyone other than the intended recipient is not a waiver of the attorney-client or work-product privileges. You are hereby notified that any disclosure, copying, distribution, or use of any of the information contained in this transmission if you are not the intended recipient is prohibited and may expose you to liability. From kam at kam13trustee.com Fri Nov 22 11:47:40 2019 From: kam at kam13trustee.com (Kathleen McCallister) Date: Fri, 22 Nov 2019 18:47:40 +0000 Subject: [CLBS] Chapter 13 Plan In-Reply-To: References: Message-ID: in your case there is sufficient equity in the real property such that the IRS is wholly secured. K -----Original Message----- From: CLBS On Behalf Of Alexandra Caval Sent: Friday, November 22, 2019 11:44 AM To: Joshua O'Hare Cc: clbs at admws.idaho.gov Subject: Re: [CLBS] Chapter 13 Plan If the IRS is properly secured then you have to determine how much of the IRS's claim is secured by the value of the debtor's property (note, this is the value of the property before exemptions). You have to pay that secured amount with interest over the term of the plan to meet confirmation requirements; I think the interest is statutory but I always go off the interest number in the IRS's proof of claim. The only way you can pay them less than that is if they specifically agree to that treatment. So, if you're planning to do something creative then it'd be a good idea to call Bill Humphries and run it by him first; maybe even do a stipulation re plan treatment with him since he's going to end up in your case on behalf of the IRS. Without that, you're going to have a chapter 13 trustee arguing to the judge that you're plan isn't confirmable and/or feasible. On Fri, Nov 22, 2019 at 11:19 AM Joshua O'Hare wrote: > Hello, > > I'm dealing with a Chapter 13 Plan. The debtors have a large secured, > non-priority claim from the IRS. How are these properly treated? Do > they have to be provided for by the plan or can there be interest-only > payments made in the plan, leaving the principal to be paid outside the plan? > > Thanks, > > > Joshua M. O'Hare > Attorney > [cid:image001.png at 01D5A126.AC945890] > 953 S. Industry Way > Meridian, ID 83642 > Phone: 208-888-9111 > Fax: 208-888-5130 > Website: www.foleyfreeman.com > CONFIDENTIALITY NOTICE: The preceding message (including attachment, > if > any) is covered by the Electronic Communication Privacy Act, 18 U.S.C. > sections 2510-2521, is CONFIDENTIAL, and may also be protected by the > ATTORNEY/CLIENT OR OTHER PRIVILEGE. If you believe that this message > has been sent to you in error, do not read any further portion of the > message other than the remainder of this notice, please reply to the > sender that you have received the message in error, and delete the > message. If you are not the intended recipient, you are hereby > notified that any retention, dissemination, distribution, or copying > of this communication is strictly prohibited. We do not waive any > attorney/client or work product privilege by the transmission of this message. > > _______________________________________________ > CLBS mailing list > CLBS at admws.idaho.gov > http://admws.idaho.gov/mailman/listinfo/clbs > -- Alexandra O. Caval Caval Law Office, P.C. P.O. Box 1716 Twin Falls, ID 83303-01716 T: 208.733.2035 F: 208.733.3919 alex at cavallawoffice.com *PRIVILEGE AND CONFIDENTIALITY NOTICE* This e-mail is intended only for the use of the recipient named and may contain information that is confidential, privileged, and exempt from disclosure under applicable laws. If you are not the named recipient, you may have received this transmission in error. We ask that you immediately notify the sender and remove this and all attached file(s) from your system. Receipt by anyone other than the intended recipient is not a waiver of the attorney-client or work-product privileges. You are hereby notified that any disclosure, copying, distribution, or use of any of the information contained in this transmission if you are not the intended recipient is prohibited and may expose you to liability. _______________________________________________ CLBS mailing list CLBS at admws.idaho.gov http://admws.idaho.gov/mailman/listinfo/clbs From paul at idbankruptcylaw.com Fri Nov 22 12:07:54 2019 From: paul at idbankruptcylaw.com (Paul Ross) Date: Fri, 22 Nov 2019 12:07:54 -0700 Subject: [CLBS] 1 Dec 2019 Rule updates Message-ID: A friendly reminder of the rule updates effective 1 December 2019. There are four rule amendments to the Federal Rules of Bankruptcy Procedure. ? Rule 4001(c) has been amended to clarify that Rule 4001(c), governing the obtaining of credit, does not apply in chapter 13 cases. ? Rule 6007 has been amended to specify who needs to be served with a motion to abandon, to provide that the objection deadline is within 14 days of service of the motion unless otherwise fixed by the court, and to clarify that a court?s order granting the motion itself effects the abandonment without need for further notice. ? Rule 9036 has been revised to confirm that both notice and service to a registered electronic filing system user can be done by filing the pleading with the court?s electronic filing system. This, however, does not apply to service requirements under Rule 7004. ? Rule 9037 has been amended to add a subsection (h) setting forth procedures for motions seeking to redact previously filed documents otherwise protected under Rule 9037(a). Rule 9037(a) protections cover Social Security numbers, birth dates, names of minors and financial account numbers. In addition, although not a Federal Rule of Bankruptcy Procedure change, Rule 26.1(c) of the Federal Rules of Appellate Procedure has been revised to require certain disclosures in bankruptcy case appeals. Each debtor, including any debtors not named in the caption, must be identified. For each debtor that is a corporation, the Federal Rule of Appellate Procedure 26.1(a) disclosures must be provided regardless of whether the corporate debtor is named in the caption. -- Idaho Bankruptcy Law T: (208) 219-7997 F: (208) 416-6996 This communication is intended for the party above. If this e-mail has been sent to you by mistake, please notify me immediately. This information is private and is confidential and unauthorized use can impose penalties and liabilities. A client-attorney relationship is not created without a signed agreement and should not be construed as legal advice without such an agreement. From kam at kam13trustee.com Fri Nov 22 15:58:53 2019 From: kam at kam13trustee.com (Kathleen McCallister) Date: Fri, 22 Nov 2019 22:58:53 +0000 Subject: [CLBS] 1 Dec 2019 Rule updates In-Reply-To: References: Message-ID: Where might we find these new rules -----Original Message----- From: CLBS On Behalf Of Paul Ross Sent: Friday, November 22, 2019 12:08 PM To: Bankruptcy list Subject: [CLBS] 1 Dec 2019 Rule updates A friendly reminder of the rule updates effective 1 December 2019. There are four rule amendments to the Federal Rules of Bankruptcy Procedure. ? Rule 4001(c) has been amended to clarify that Rule 4001(c), governing the obtaining of credit, does not apply in chapter 13 cases. ? Rule 6007 has been amended to specify who needs to be served with a motion to abandon, to provide that the objection deadline is within 14 days of service of the motion unless otherwise fixed by the court, and to clarify that a court?s order granting the motion itself effects the abandonment without need for further notice. ? Rule 9036 has been revised to confirm that both notice and service to a registered electronic filing system user can be done by filing the pleading with the court?s electronic filing system. This, however, does not apply to service requirements under Rule 7004. ? Rule 9037 has been amended to add a subsection (h) setting forth procedures for motions seeking to redact previously filed documents otherwise protected under Rule 9037(a). Rule 9037(a) protections cover Social Security numbers, birth dates, names of minors and financial account numbers. In addition, although not a Federal Rule of Bankruptcy Procedure change, Rule 26.1(c) of the Federal Rules of Appellate Procedure has been revised to require certain disclosures in bankruptcy case appeals. Each debtor, including any debtors not named in the caption, must be identified. For each debtor that is a corporation, the Federal Rule of Appellate Procedure 26.1(a) disclosures must be provided regardless of whether the corporate debtor is named in the caption. -- Idaho Bankruptcy Law T: (208) 219-7997 F: (208) 416-6996 This communication is intended for the party above. If this e-mail has been sent to you by mistake, please notify me immediately. This information is private and is confidential and unauthorized use can impose penalties and liabilities. A client-attorney relationship is not created without a signed agreement and should not be construed as legal advice without such an agreement. _______________________________________________ CLBS mailing list CLBS at admws.idaho.gov http://admws.idaho.gov/mailman/listinfo/clbs From paul at idbankruptcylaw.com Fri Nov 22 16:42:56 2019 From: paul at idbankruptcylaw.com (Paul Ross) Date: Fri, 22 Nov 2019 16:42:56 -0700 Subject: [CLBS] 1 Dec 2019 Rule updates In-Reply-To: References: Message-ID: Here is the congressional rules package provided by the Supreme Court. Paul On Fri, Nov 22, 2019 at 3:59 PM Kathleen McCallister wrote: > Where might we find these new rules > > -----Original Message----- > From: CLBS On Behalf Of Paul Ross > Sent: Friday, November 22, 2019 12:08 PM > To: Bankruptcy list > Subject: [CLBS] 1 Dec 2019 Rule updates > > A friendly reminder of the rule updates effective 1 December 2019. > > There are four rule amendments to the Federal Rules of Bankruptcy > Procedure. > > ? Rule 4001(c) has been amended to clarify that Rule 4001(c), governing > the obtaining of credit, does not apply in chapter 13 cases. > ? Rule 6007 has been amended to specify who needs to be served with a > motion to abandon, to provide that the objection deadline is within 14 days > of service of the motion unless otherwise fixed by the court, and to > clarify that a court?s order granting the motion itself effects the > abandonment without need for further notice. > ? Rule 9036 has been revised to confirm that both notice and service to a > registered electronic filing system user can be done by filing the pleading > with the court?s electronic filing system. This, however, does not apply to > service requirements under Rule 7004. > ? Rule 9037 has been amended to add a subsection (h) setting forth > procedures for motions seeking to redact previously filed documents > otherwise protected under Rule 9037(a). Rule 9037(a) protections cover > Social Security numbers, birth dates, names of minors and financial account > numbers. > > In addition, although not a Federal Rule of Bankruptcy Procedure change, > Rule 26.1(c) of the Federal Rules of Appellate Procedure has been revised > to require certain disclosures in bankruptcy case appeals. Each debtor, > including any debtors not named in the caption, must be identified. For > each debtor that is a corporation, the Federal Rule of Appellate Procedure > 26.1(a) disclosures must be provided regardless of whether the corporate > debtor is named in the caption. > > > > -- > Idaho Bankruptcy Law > T: (208) 219-7997 > F: (208) 416-6996 > > This communication is intended for the party above. If this e-mail has > been sent to you by mistake, please notify me immediately. This > information is private and is confidential and unauthorized use can impose > penalties and liabilities. A client-attorney relationship is not created > without a signed agreement and should not be construed as legal advice > without such an agreement. > _______________________________________________ > CLBS mailing list > CLBS at admws.idaho.gov > http://admws.idaho.gov/mailman/listinfo/clbs > -- Idaho Bankruptcy Law T: (208) 219-7997 F: (208) 416-6996 This communication is intended for the party above. If this e-mail has been sent to you by mistake, please notify me immediately. This information is private and is confidential and unauthorized use can impose penalties and liabilities. A client-attorney relationship is not created without a signed agreement and should not be construed as legal advice without such an agreement. -------------- next part -------------- A non-text attachment was scrubbed... Name: 2019-04-25-congressional_rules_package_final_0.pdf Type: application/pdf Size: 1439611 bytes Desc: not available URL: