[CLBS] Discharge Violation vs. Voluntary Payment

[Robert J. Maynes]

Hi Listmates,
I hope all are well and doing well!  I have an interesting question to run by the group.  Assume the debtor received a discharge several years ago and discharged a few thousand dollars owed to the credit union.  Debtor now approaches the credit union for a loan and as a part of the loan wants to “make things right” and pay the discharged amount.  I appreciate the debtor can voluntarily pay any discharged debt, but what is the likelihood that debtor later has a change of heart and asserts that he was coerced into making the payment and as such it was a violation of the discharge?  What other risks might there be?  Any recommendations on how best to minimize the risks?
Kindest regards,
Rob





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